- Discover insurance that’s right for you

Whatever stage of life you’re at we’ve got you covered. Use our needs assessment tool to find out what type of insurance cover you need, whether you’re just starting out or planning to slow down.

How do I know what insurance I need?

Insurance helps you to pay for some of the big expenses you’ll face in life. It looks after paying for the big dreams and covering the hurdles like medical bills and accidents. By simply selecting plans that suit your needs, you control your budget, while we look after your life.

Your needs evolve over time. To find out the type of cover that suits you best, click on the icon that represents your life the most. 

No Dependents

It’s never too soon to start planning for future dreams. As someone without dependents, now is the time when you have fewer financial commitments and most control over your money. The younger you start, the easier (and cheaper) it is.

With Young Dependents

When children come along there’s lots to consider. As well as looking after yourself to ensure that you’ll be around for them when they are older, there is their future to consider.  Planning ahead is the biggest gift you can ever bestow upon them.

With Older Dependents

At this stage of life your adult children are standing on their own two feet and will be ready to fly the nest. But you are also likely to need some provision to take care of your parents as well as looking at your own future.

The Golden Years

You’re nearing the time to enjoy the fruits of your labours. Your children should be independent by now, but your parents could now need your financial assistance. There are lots of options to ensure that you are able to help everyone in the family – and still live your dreams.